🇬🇧 Heat Pump vs Gas Boiler: UK 2025 Comparison

💷 BUS Grant Available: The Boiler Upgrade Scheme provides £7,500 towards air source or ground source heat pumps. No insulation requirements since May 2024. Runs until March 2028.
📌 The Quick Answer:

Gas Boiler: Lower upfront cost (£1,500-£4,500), familiar technology, instant hot water. But faces phase-out by 2035.

Heat Pump: Higher cost (£10,000-£15,000) but £7,500 BUS grant brings it to £2,500-£7,500. Lower running costs, 20+ year lifespan, future-proof.

Bottom Line: With the BUS grant, heat pumps are now cost-competitive with gas boilers. If your boiler is 10+ years old, a heat pump is the smarter long-term investment.

🎯 Quick Decision Matrix

🔥 Choose Gas Boiler If:

  • Your budget is very tight (<£3,000)
  • You need a quick like-for-like replacement
  • You need instant hot water (combi setup)
  • Your home has limited space for a cylinder
  • You're renting and can't make major changes
  • You plan to move within 5 years

✅ Choose Heat Pump If:

  • You can claim the £7,500 BUS grant
  • Your boiler is 10+ years old anyway
  • Your home has reasonable insulation (EPC D+)
  • You want lower running costs long-term
  • You want to reduce your carbon footprint
  • You're planning to stay 10+ years
  • You want to future-proof before gas phase-out

📊 Detailed UK Comparison (2025)

Factor🔥 Gas Boiler❄️ Heat PumpWinner
Unit + Installation Cost£1,500 - £4,500 £10,000 - £15,000 🔥
After BUS Grant (£7,500)N/A £2,500 - £7,500 🤝
Average Annual Running Cost~£1,068 ~£840 ❄️
Annual Savings vs G-rated BoilerN/A £300 - £350 ❄️
Energy Efficiency90-95% (A-rated) 300-400% (COP 3-4) ❄️
Lifespan10-15 years 20-25 years ❄️
MaintenanceAnnual service ~£100 Annual service ~£150 🔥
Carbon Emissions~2.0 tonnes CO₂/year ~1.0 tonne CO₂/year ❄️
Works in Cold WeatherAlways Yes (down to -15°C) 🤝
Hot WaterInstant (combi) Needs cylinder 🔥
Radiator CompatibilityExisting OK May need larger 🔥
Future-ProofingGas phase-out by 2035 Ready for net zero ❄️

* UK costs as of Q4 2024. Sources: Energy Saving Trust, Boiler Guide, Ofgem, The Guardian, Gov.uk.

💷 Boiler Upgrade Scheme (BUS) Details

The BUS grant helps make heat pumps affordable for UK homeowners:

  • Grant Amount: £7,500 for air source or ground source heat pumps
  • Eligibility: England and Wales, valid EPC (within 10 years), replacing fossil fuel heating
  • Insulation: No longer required as of May 2024 (though recommended)
  • Application: Your MCS-certified installer applies on your behalf
  • Duration: Scheme runs until March 2028
  • Budget 2025/26: £295 million allocated

Apply at Gov.uk →

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